528
families benefited from one-on-one housing counseling services including foreclosure intervention and seminars
588
families stabilized their living situations through our services
43
financial coaching clients increase credit scores by an average of 43 points in 6 months
Providing counseling to families and individuals so they can remain housed or find new housing.
Welcome to our Housing Counseling Program, We are a “HUD Approved Local Housing Counseling Agency.
Are you looking for expert guidance and support in navigating the complex world of housing? Our Housing Counseling Program is here to assist you every step of the way.
At Catholic Charities Atlanta, we understand that finding and maintaining affordable, safe, and stable housing can be a daunting task. That’s why we have assembled a team of experienced housing counselors who are ready to empower you with the knowledge and tools you need to make informed decisions.
Catholic Charities Housing Counseling Program provides counseling, financial education, and advocacy for housing consumers. This program is designed to bring tangible improvements to communities by addressing specific housing priorities such as: expanding homeownership opportunities; increasing homeownership; fighting practices of predatory lending; and helping homeowners save their home from foreclosure.
Our program offers a comprehensive range of services tailored to your unique needs. Whether you’re a first-time homebuyer, facing foreclosure, struggling with rental issues, or seeking to improve your financial situation, our HUD Certified housing counselors are dedicated to providing personalized solutions and guidance.
Pre-Purchase Counseling
There are many steps involved in buying a home. Credit checks, income histories, and loan approvals can become confusing for the new homebuyer. Pre-purchase counseling guides potential homeowners through this process. Catholic Charities Housing Counseling Program assists families and individuals to determine and evaluate mortgage readiness as well as affordability. Our counselors develop a budget, review credit history information, and educate clients so they can understand the home buying process as well as learn about closing information.
Post-Purchase Counseling
Post-Purchase Counseling helps homebuyers to succeed after they have purchased a home. Catholic Charities Housing Counseling Program HUD- certified counselors assess each homeowner individual financial situation and explore possible options through developing a budget and an action plan. When appropriate, and at the homeowner’s request, staff communicate with lenders to learn about alternatives including information on finding and comparing favorable mortgage loan terms, mortgage refinance process, personal money management, relations with lenders, home improvement and rehabilitation loans, property maintenance, home equity line of credit loans options and applications.
Financial Education and Workshops
Our HUD-certified housing counselors have extensive knowledge of the housing market, regulations, and resources available to you. They will work closely with you to develop a customized plan that aligns with your financial goals.
We believe in the power of knowledge. Through our informative workshops and educational resources, we empower individuals and families to make sound financial decisions, understand their rights as tenants or homeowners, and build a strong foundation for a secure future.
Rental Counseling
We understand the challenges faced by renters. Catholic Charities Housing Counseling Program assists families with budgeting for rent payments; rent affordability, educating clients on landlords’ and renters’ rights; explaining the eviction process; ensuring clients understand their rights when faced with displacement; explaining the responsibility of the entity causing displacement; and helping with locating alternate housing.
”I am hopeful about keeping my home after meeting with CCA. After my accident we fell behind on our mortgage payments. We are now almost up to date with our payments and I have a better idea on how to manage my finances.
AndrewDecatur, GA
Foreclosure Prevention
If you’re at risk of losing your home, Catholic Charities Housing Counseling Program assists at-risk homeowners to avoid foreclosure. We provide comprehensive counseling free of charge for homeowners who are struggling to make their mortgage payments. We assess clients’ individual financial situations and identify possible options which include developing a budget, creating an action plan, and understanding the process of foreclosure and homeowner rights. When appropriate, and at the homeowner’s request, we facilitate interventions with lenders to explore alternatives to solve current loan defaults, in an effort to get clients current on their loan, and if possible, adjust their current payment to affordable terms.
Email housingcounseling@ccatlanta.org to request an appointment with a housing counselor.
”My housing counselor really stuck with me. It was a great outcome that gave me some breathing room. If it wasn’t for Catholic Charities Atlanta, my family and I would have lost our home. It was a really good experience, and a great feeling to know that someone is working to help you.
JohnChamblee, GA
St. Joseph Place for Low Income Seniors
Welcome to St. Joseph Place, where freedom and fulfillment go hand in hand! We understand that every individual’s journey is unique, which is why our community is designed to empower our residents to embrace life on their terms. St. Joseph Place is an independent living community for low-income seniors offering affordable housing. SJP is an inviting cluster of one-story apartments, each with a private entrance and over 500 square feet of living space. Residents must be at least 62 years of age and income restrictions apply.
At our independent senior housing facility, we believe in the power of choice and autonomy. Our residents enjoy the freedom to live independently while having access to an array of convenient services and amenities. With our supportive and compassionate staff always available, residents can confidently navigate their day-to-day activities knowing that assistance is readily accessible should they ever need it.
