Mortgage Default/Delinquency and Foreclosure Intervention/Prevention
As a HUD-approved Housing Counseling Agency, CCA provides free comprehensive counseling for homeowners who are having trouble making their mortgage payments. By doing this, we assess the individual financial situations of each client. We identify possible options and provide services which include: developing a budget, creating an action plan, and education about the process of foreclosure and your rights as a homeowner. When appropriate, and at the homeowner’s request, we facilitate interventions with lenders to explore alternatives offered by them to solve current loan defaults.